Health Insurance Costs Set to Rise Sharply as ACA Subsidies Expire

Health insurance costs in the United States are projected to increase significantly in 2026, with the expiration of enhanced Affordable Care Act (ACA) subsidies potentially causing premiums to rise by up to 75% for some families. According to analyses from the Kaiser Family Foundation and Peterson-KFF Health System Tracker, both employer-sponsored plans and ACA marketplace coverage will see substantial price increases. This represents the largest jump in health insurance costs in over a decade, affecting millions of Americans who obtain coverage through various channels.